For visitors to Europe, the flight home is covered by the delay rules more often than the flight out

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  Europe's air passenger rights rules on delayed and cancelled flights have a quirk that surprises many travellers from outside Europe. What matters is not your nationality, where you bought the ticket or even which airline you flew, but the direction of travel. A flight leaving an airport in the European Union is covered whatever airline operates it. A flight arriving in the European Union from outside is covered only if a European airline operates it. The same holiday can therefore produce a claim on the way home and nothing on the way out, simply because of whose aircraft you were on. The quickest way to see where a disrupted flight stands is a free calculator for EU flight delay compensation . It asks five things: whether the flight left an EU airport or arrived on an EU airline, the distance band, what happened, how late you reached your final destination and the reason the airline gave. It then shows the flight compensation you may be entitled to per passenger, and links ...

In Namibia the distances are ordinary and the surface is not, which is the whole planning problem

Look at a Namibian itinerary and the numbers seem calm enough. A few hundred kilometres between stops, one main road running the length of the country. Then you notice that most of the connecting routes are gravel, that the sensible speed on gravel is well below what the empty landscape invites, that fuel and phone signal both thin out between towns, and that the rental contract has opinions about all of it. Nothing here is difficult. It is simply that the surface, not the map, sets the pace, and every decision that matters follows from that rather than from the list of sights.

Most trips start and finish at Windhoek: south west to the dunes, west to the coast, north to the game park, back down the middle. Entry rules are the part worth verifying rather than assuming. Namibia changed its policy towards several previously exempt nationalities, sources still disagree about who now needs a visa and whether it is obtained online in advance or on arrival, and the fee, the blank page requirement and the proof of onward travel are all checked at the counter. Treat the official immigration portal as the only answer and apply early if it says you need one. Compare flight and lodge prices for Namibia once the dates are fixed, because the desert and the park fill months ahead in the cool season.

The sights are spread out and each has its own rhythm. Sossusvlei is the reason most people come, a sea of red dunes with a white clay pan at the far end, and it runs on gate times: the outer gate at Sesriem opens at sunrise, an inner gate opens an hour earlier for guests sleeping inside the park fence, and that hour is the difference between arriving with the low light and arriving after it. Swakopmund on the coast is a German colonial town wedged between the desert and a cold Atlantic, the base for dune activities and the seal colonies. Etosha is a vast pale salt pan with waterholes around its edge, where the animals come to you rather than the other way round. Damaraland in between has rock art, desert adapted elephants and the emptiest driving in the country.

Where you sleep decides the day rather than just the night. Windhoek has hotels and guesthouses on the hills around Independence Avenue, useful only as an arrival or departure night. Sesriem has desert lodges and campsites both inside and outside the park fence at the edge of the Namib-Naukluft, and which side of that fence you book is the single most consequential choice of the trip. Swakopmund has old fashioned hotels and beach guesthouses near the Jetty and the Mole, comfortable, cool and full of cafés. Etosha has rest camps and private lodges at Okaukuejo and the other waterhole gates, where camp fences let you watch animals drink after dark from your chair.

The vehicle is the trip and the insurance is the vehicle. A saloon car manages the tarred spine and the road to the dunes, but a high clearance four wheel drive is the honest choice for Damaraland, for the park tracks and for the last few kilometres of soft sand at the pan, where the alternative is the shuttle from the tarred car park and where the rules on who may drive that stretch have changed more than once, so ask at the gate rather than trusting an old blog. Read the exclusions before signing: standard cover in this country routinely leaves out tyres, windscreens, underbody damage, wildlife collisions and single vehicle rollovers, which between them account for nearly every incident that actually happens here. Buy the reduced excess and the tyre and glass cover, insist on two spare wheels, and check car hire and travel insurance prices for Namibia with the excess amount visible rather than the daily rate alone.

Then drive as the surface demands. Keep well under the posted limit on gravel, slow right down for corrugations and blind rises, never drive after dark because the wildlife and the livestock own the road at night, and fill the tank at every town rather than the next one. Carry water, some cash for pumps that do not take cards, and a paper map for the stretches where the signal disappears. Season is simpler than the driving: the dry cool months from about May to October bring the best game viewing, thin vegetation and cold desert nights, while the green months from December bring heat, dramatic skies, birds and the occasional washed out gravel road. Personally, I would book inside the park fence at Sesriem even at an inflated rate, and take the extra insurance without thinking about it, because both purchases buy the same thing, which is not having to hurry.

Q: Do you need a four wheel drive in Namibia?

A: Not for the main tarred routes or the dune road. You do for Damaraland, most park tracks and the soft sand at the end of Sossusvlei, and the added clearance is worth more than the four wheel drive itself on rough gravel.

Q: Why does the rental insurance matter so much here?

A: Because the damage that actually occurs on gravel, punctured tyres, cracked windscreens, underbody knocks and rollovers, is what basic cover tends to exclude. Read the exclusions, then compare the excess amount rather than the headline daily rate.

Q: How long does the classic loop take?

A: Ten days is workable for the dunes, the coast and Etosha with two nights in each. Two weeks lets you add Damaraland and drop the long single day drives, which is where most of the strain comes from.

Q: Is a visa needed for Namibia?

A: It depends on nationality and the rules changed recently, with sources still contradicting each other on which passports are affected and whether the visa is issued online or at the border. Check the official immigration portal before booking.

Planning your trip to Namibia? Compare before you book.

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